Dead trees often become falling trees after a long period of time.

Towering trees add beauty to your yard, provide privacy for your home, cast cooling shade in summer and can add value to a property. But storms, age and disease can turn those same trees into a hazard. Fortunately, a few smart choices when planting and caring for trees could help protect your house.

A properly endorsed homeowners insurance policy may include coverage for fallen tree limbs.

Here’s what the experts stumpmulching.barted Reading Time: 3 mins. Sep 17, Colliding with a tree lying on the road is considered a collision. Collision coverage will need to be listed on your car insurance policy in order for your insurance company to pay for repairs.

2  Your deductible will apply unless you have been racking up a reduced deductible with a vanishing deductible stumpmulching.barted Reading Time: 4 mins. Jul 08, The median amount paid by insurance companies for settled tree claims was 4, Seven percent of all settled claims were caused by a fallen tree. Compare that with the Estimated Reading Time: 5 mins.

Everyone knows GEICO can save you 15 percent or more on car insurance, but not everyone knows that a tree actually does make a sound when it falls in the forest and no one's around.

Ad Block Detected. iSpot measures impressions and the performance of TV ads. As. Jul 19, Depending on your policy, your insurance will cover your roof if your neighbor's tree falls on it. A properly endorsed homeowners insurance policy may include coverage for fallen tree limbs on your property but look at your policy closely to confirm your coverage. To shop for new home insurance, enter your ZIP code below for free quotes from Estimated Reading Time: 5 mins.